Independent Thinking

Are Markets Efficient?

In 1907, a man named Francis Galton discovered something fascinating at a fair. He noticed that when 787 people guessed the weight of a cow, the average guess was almost exactly right. This showed the power of the “wisdom of crowds” – the idea being that a group of people can produce a very accurate […]

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Unlocking Success: Becoming a High Agency Person for An Improved Life

In the quest for personal development and financial success, there’s a key trait that stands out: high agency mentality. Imagine someone who possesses an unyielding determination to chart their course, someone whose actions defy societal norms, and someone who exudes adaptability and resilience in the face of challenges. These individuals possess a remarkable capacity for

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