We transition the management of your financial affairs in accordance with your specific needs and expectations. We will dedicate as much time as your situation requires while respecting your privacy and availability. The first step is to book an online consultation. The purpose of the consultation is to ensure we understand your needs so we’re able to provide the appropriate advice and recommend a suitable solution to meet your defined needs.
Our consultation fee is R1, 450/hr and it is non-refundable. Should you not be able to attend the consultation, please let us know at least 24hrs prior for one permitted rescheduling. The consultation will be held online via MS Teams or Zoom. Please note that we solely conduct our consultations between 09h00 – 12h30, Monday to Thursday.
Time is money so we encourage thorough preparation for this consultation. Should you book a consultation, we plead that you send us any questions you may have prior to the meeting. This allows us to prepare accordingly and collate the necessary information so the time you’ve paid for isn’t wasted. Our main objective is to ensure you leave our consultation well informed and thus can make an informed decision on how you’d like to proceed.
Luthuli Capital works with a variety of clients. We understand that risk tolerance and time frame vary from one person to the next. We learn about each client so that we may design customised portfolios. We educate our clients on the investment landscape and demonstrate how diversified holdings blend together to form a cohesive portfolio.
We will meet with you to understand your current financial situation, goals and objectives. Following a review of your financial situation, we will jointly determine the scope of services required and the assets for which we will assume management responsibility. The fee schedule and services retainer will then be determined accordingly.
Typically Luthuli Capital charges an annual fee for Investment Management Services. Our fees are based on a percentage of assets under management and the services provided. The fees are automatically withdrawn monthly. The fees are charged as follows:
Investment Amount Annual Fee Charged (Excl. Vat)
- R0.00 – R5m = 1.00%
- R5m – R10m = 0.75%
- R10m and above = 0.50%
Luthuli Capital is an authorised financial service provider and registered investment advisor and is completely independent. Our affiliates collaborate with us in holding your assets. They, along with us, will provide statements, tax documents, and online access. We are licensed with the following affiliates:
- Allan Gray
- Wealth Port
- Liberty Life
Luthuli Capital has appointed Moonstone Compliance (Practice No 188) as its external compliance practice. Our Compliance Officer is Sharen Gerald and her contact details are as follows:
No. We educate our clients on historical returns and provide frequent reviews to make sure their portfolios not only reflect changes in their lives and economic circumstances but also track long-term progress toward their defined goals.
Yes. Our structured equity account offers the possibility of a guaranteed return provided the markets remain positive over a rolling 5-year period. Speak to Mduduzi for a detailed explanation on how this account works and if it’s the right fit for you.