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Couple Goals
02Apr

Couple Goals

As the first quarter of the year ended, my wife and I had our annual planning session. The true advantage…

The Road Less Travelled
27Mar

The Road Less Travelled

Jeff Bezos, founder, chairman, CEO, and president of Amazon is one of the richest men in the world. In a meeting with Warren…

Drink the Kool-Aid
20Mar

Drink the Kool-Aid

I often say to clients that only when the market crashes, will I know who trusts me. Only then will…

Mamōnas
19Mar

Mamōnas

In every aspect of life, money plays a pivotal role, from managing family finances and saving for significant purchases to…

Lessons From My Mentors
14Mar

Lessons From My Mentors

As a personal finance blogger, I’ve gone through my fair share of financial advice books. Let’s face it: many of…

Are Markets Efficient?
12Mar

Are Markets Efficient?

In 1907, a man named Francis Galton discovered something fascinating at a fair. He noticed that when 787 people guessed…

Take The First Step
11Mar

Take The First Step

Throughout my career, I’ve noticed a fascinating contradiction: the gap between what we know and what we actually do. I’ve…

Market Crash Investing For Dummies
01Mar

Market Crash Investing For Dummies

Investing in the stock market is as much a test of emotional resilience as it is of financial acumen. Understanding…

Beginners Mind
27Feb

Beginners Mind

Embarking on a journey of self-improvement often begins with a moment of realization; you want to change, to evolve into…

This Time It’s Different
26Feb

This Time It’s Different

As someone who embarked on their investment career shortly after the 2008 global financial crisis and weathered the storm of…

Accept Reality
23Feb

Accept Reality

During the 2023 holiday season, I had a lightbulb moment while playing board games with my family. For the first…

Margin Of Safety
20Feb

Margin Of Safety

One of my favourite Benjamin Graham investment quotes is, “The purpose of the margin of safety is to render the forecast…

Previously Disadvantaged Mind
19Feb

Previously Disadvantaged Mind

I’ve been fortunate in life. When we were married in 2013, Trudy and I started with modest means. We lived…

Trust The Process
16Feb

Trust The Process

There are 2 activities in my life that bring me as much joy as they do frustration…watching Arsenal and Investing.…

Your Win Is Not My Failure
14Feb

Your Win Is Not My Failure

The concept of “the game of life” is frequently mentioned in our society, suggesting that success hinges on wealth, beauty,…

Back To School
13Feb

Back To School

My daughters changed schools this year and what a process that was. Assessing multiple schools over several hours, being shown…

Time Is Money
12Feb

Time Is Money

A question I get asked repeatedly by clients is, “What does time is money, mean”? Think of money as a way…

Shiny New Toy
09Feb

Shiny New Toy

In the realm of investment management, one of the most challenging tasks is convincing clients that jumping onto the bandwagon…

Dreams Deferred
07Feb

Dreams Deferred

With the costs of university education in South Africa on a sharp incline, reaching an anticipated R95,700 annually by 2030,…

Save For A Rainy Day
06Feb

Save For A Rainy Day

Saving money: for many, it’s a goal that seems just out of reach, something constantly overshadowed by immediate needs and…

For Richer Or For Poorer
05Feb

For Richer Or For Poorer

For many newlyweds, the thrill of starting a life together comes with the daunting task of merging finances. It’s a…

Saving vs. Investing
01Feb

Saving vs. Investing

Understanding the distinction between saving and investing is fundamental to achieving your financial objectives. Though these terms are often used…

Buy Low, Sell High
31Jan

Buy Low, Sell High

Navigating the world of investing? It’s not just about picking stocks and watching them grow – it’s also about knowing…

What Is A Stock?
30Jan

What Is A Stock?

Venturing into the world of stock investments can be both exciting and daunting. Here’s a practical guide to help you…

Navigating The SARB Decision: Smart Budgeting Strategies for 2024
26Jan

Navigating The SARB Decision: Smart Budgeting Strategies for 2024

As the South African Reserve Bank (SARB) holds its repo rate at 8.25% as of January 25, 2024, a move…

Clarity In Chaos
22Jan

Clarity In Chaos

The ever-changing landscape of financial markets often compels us to fixate on the immediate: Why did the market dip by…

Taking the Scenic Route
19Jan

Taking the Scenic Route

Adopting a long-term investment strategy may seem counterintuitive. After all, how could doing less or paying less attention yield better…

Buy When There’s Blood in the Street
17Jan

Buy When There’s Blood in the Street

Market downturns, like the one caused by the Covid-19 pandemic, often result from a mix of factors including economic bubbles,…

Market Multiverse
15Jan

Market Multiverse

Investing isn’t just a quest for wealth; it’s an exhilarating journey of self-discovery and awareness. This holistic approach differs starkly…

Why Are You An Investor?
11Jan

Why Are You An Investor?

The world of investing often mirrors the allure of entering a lottery. Just as with lotteries, where the chances of…

Ke January Boss: A 10 Step Financial Recovery Guide
09Jan

Ke January Boss: A 10 Step Financial Recovery Guide

Navigating the aftermath of holiday spending can be challenging. This guide offers practical steps to overcome post-holiday financial stress and…

I’ve Fixed My Cystal Ball! These Stocks Will Make you Rich in 2024.
08Jan

I’ve Fixed My Cystal Ball! These Stocks Will Make you Rich in 2024.

Forecasting the future performance of stock markets is a ritual among financial experts, but often it leads to a realization…

This Too Shall Pass: On Noise vs. Fundamentals
05Jan

This Too Shall Pass: On Noise vs. Fundamentals

In the rollercoaster ride of the 2020 market crash, it felt like the financial markets were the epicentre of our…

What Am I Paying You For?! Analysis vs. Forecasting
04Jan

What Am I Paying You For?! Analysis vs. Forecasting

Let’s face it: when it comes to choosing investments, we’re suckers for a good track record. There’s something irresistible about…

Understanding Your Current Spending Habits: The First Step to Financial Freedom
03Jan

Understanding Your Current Spending Habits: The First Step to Financial Freedom

In the journey towards financial freedom, the first step is often the hardest: understanding and controlling your spending habits. This…

Mastering the Poker Mindset: How to Apply It for Success in Life and Wealth Building
11Dec

Mastering the Poker Mindset: How to Apply It for Success in Life and Wealth Building

In this blog, we explore the notion that everything can be seen as a game of skill if we keenly…

Segal’s Law: the Art of Discerning Credible Information in Modern Markets
07Dec

Segal’s Law: the Art of Discerning Credible Information in Modern Markets

In today’s digital age, information is abundant, readily accessible, and inundates us from every direction. Yet, amidst this information deluge,…

Unpacking Goodhart’s Law: How It Shapes Our Perception of Success and Impacts Society’s Values
05Dec

Unpacking Goodhart’s Law: How It Shapes Our Perception of Success and Impacts Society’s Values

In the pursuit of setting benchmarks and achieving targets, we often encounter a paradox: Goodhart’s Law. This principle, initially formulated…

Hotelling’s Law: Uniqueness in Wealth Creation and Personal Fulfilment
30Nov

Hotelling’s Law: Uniqueness in Wealth Creation and Personal Fulfilment

In the bustling landscape of industries like burgers, music, and politics, a curious phenomenon known as Hotelling’s Law prevails. This…

Herostratic Fame: The Psychology Behind Seeking Attention and Its Impact on Financial Behaviour
28Nov

Herostratic Fame: The Psychology Behind Seeking Attention and Its Impact on Financial Behaviour

In the annals of history lies the tale of Herostratus, a man who, in 356 BC, set fire to the…

Cultivating Wealth: Mastering Execution in Financial Planning
23Nov

Cultivating Wealth: Mastering Execution in Financial Planning

Execution is the true force behind the realization of ideas. While ideas hold value, it’s the execution that brings them…

Unlocking Success: Becoming a High Agency Person for An Improved Life
20Nov

Unlocking Success: Becoming a High Agency Person for An Improved Life

In the quest for personal development and financial success, there’s a key trait that stands out: high agency mentality. Imagine…

Should You Buy Your Home or an Investment Property First?
17Nov

Should You Buy Your Home or an Investment Property First?

Becoming a millionaire is a common financial aspiration for many, and real estate investments often play a pivotal role in…

Becoming the First Millionaire in Your Family
15Nov

Becoming the First Millionaire in Your Family

Becoming the first millionaire in a family is an ambitious yet achievable goal that many aspire to attain. It’s a…

Unlocking Life’s Currencies: A Thought Experiment in Character Assessment
13Nov

Unlocking Life’s Currencies: A Thought Experiment in Character Assessment

Imagine having the opportunity to invest in a friend and receive 10% of their income for life. Buffett posed this…

Mastering the Art of Nudging: A Roadmap to Better Habits and Wealth Creation in Personal Finance
10Nov

Mastering the Art of Nudging: A Roadmap to Better Habits and Wealth Creation in Personal Finance

Coined in the eponymous book, nudging has transcended the realms of econ nerds and psychology buffs, leaving an indelible mark…

The Wisdom of Consistency: Creating a Life of Success, Fulfillment, and Wealth
08Nov

The Wisdom of Consistency: Creating a Life of Success, Fulfillment, and Wealth

Imagine a life where you consistently make progress towards your goals and desires. A life where success, fulfillment, and wealth…

Unlocking Success: Understanding and Applying the Dynamic Triangle in Life and Financial Planning
06Nov

Unlocking Success: Understanding and Applying the Dynamic Triangle in Life and Financial Planning

In the world of psychology and self-improvement, there’s a powerful concept known as the dynamic triangle. This concept, rooted in…

Navigating Wealth: Understanding Naval Ravikant’s Philosophy
03Nov

Navigating Wealth: Understanding Naval Ravikant’s Philosophy

In a world where the pursuit of money and status often takes center stage, Naval Ravikant’s philosophy of seeking wealth…

Mastering Investment Success: Low Agency vs. High Agency Information Diets
01Nov

Mastering Investment Success: Low Agency vs. High Agency Information Diets

In the world of investing, where information flows endlessly and financial markets are ever-evolving, mastering the art of making informed…

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