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Mastering Risk Management: Your Ultimate Guide to Safeguarding Investments
Mastering Risk Management: Your Ultimate Guide to Safeguarding Investments Risk management is an ongoing process where you identify, analyse, evaluate,…
Couple Goals
As the first quarter of the year ended, my wife and I had our annual planning session. The true advantage…
The Road Less Travelled
Jeff Bezos, founder, chairman, CEO, and president of Amazon is one of the richest men in the world. In a meeting with Warren…
Drink the Kool-Aid
I often say to clients that only when the market crashes, will I know who trusts me. Only then will…
Mamōnas
In every aspect of life, money plays a pivotal role, from managing family finances and saving for significant purchases to…
Lessons From My Mentors
As a personal finance blogger, I’ve gone through my fair share of financial advice books. Let’s face it: many of…
Are Markets Efficient?
In 1907, a man named Francis Galton discovered something fascinating at a fair. He noticed that when 787 people guessed…
Take The First Step
Throughout my career, I’ve noticed a fascinating contradiction: the gap between what we know and what we actually do. I’ve…
Market Crash Investing For Dummies
Investing in the stock market is as much a test of emotional resilience as it is of financial acumen. Understanding…
Beginners Mind
Embarking on a journey of self-improvement often begins with a moment of realization; you want to change, to evolve into…
This Time It’s Different
As someone who embarked on their investment career shortly after the 2008 global financial crisis and weathered the storm of…
Accept Reality
During the 2023 holiday season, I had a lightbulb moment while playing board games with my family. For the first…
Margin Of Safety
One of my favourite Benjamin Graham investment quotes is, “The purpose of the margin of safety is to render the forecast…
Previously Disadvantaged Mind
I’ve been fortunate in life. When we were married in 2013, Trudy and I started with modest means. We lived…
Trust The Process
There are 2 activities in my life that bring me as much joy as they do frustration…watching Arsenal and Investing.…
Your Win Is Not My Failure
The concept of “the game of life” is frequently mentioned in our society, suggesting that success hinges on wealth, beauty,…
Back To School
My daughters changed schools this year and what a process that was. Assessing multiple schools over several hours, being shown…
Time Is Money
A question I get asked repeatedly by clients is, “What does time is money, mean”? Think of money as a way…
Shiny New Toy
In the realm of investment management, one of the most challenging tasks is convincing clients that jumping onto the bandwagon…
Dreams Deferred
With the costs of university education in South Africa on a sharp incline, reaching an anticipated R95,700 annually by 2030,…
Save For A Rainy Day
Saving money: for many, it’s a goal that seems just out of reach, something constantly overshadowed by immediate needs and…
For Richer Or For Poorer
For many newlyweds, the thrill of starting a life together comes with the daunting task of merging finances. It’s a…
Saving vs. Investing
Understanding the distinction between saving and investing is fundamental to achieving your financial objectives. Though these terms are often used…
Buy Low, Sell High
Navigating the world of investing? It’s not just about picking stocks and watching them grow – it’s also about knowing…
What Is A Stock?
Venturing into the world of stock investments can be both exciting and daunting. Here’s a practical guide to help you…
Navigating The SARB Decision: Smart Budgeting Strategies for 2024
As the South African Reserve Bank (SARB) holds its repo rate at 8.25% as of January 25, 2024, a move…
Clarity In Chaos
The ever-changing landscape of financial markets often compels us to fixate on the immediate: Why did the market dip by…
Taking the Scenic Route
Adopting a long-term investment strategy may seem counterintuitive. After all, how could doing less or paying less attention yield better…
Buy When There’s Blood in the Street
Market downturns, like the one caused by the Covid-19 pandemic, often result from a mix of factors including economic bubbles,…
Market Multiverse
Investing isn’t just a quest for wealth; it’s an exhilarating journey of self-discovery and awareness. This holistic approach differs starkly…
Why Are You An Investor?
The world of investing often mirrors the allure of entering a lottery. Just as with lotteries, where the chances of…
Ke January Boss: A 10 Step Financial Recovery Guide
Navigating the aftermath of holiday spending can be challenging. This guide offers practical steps to overcome post-holiday financial stress and…
I’ve Fixed My Cystal Ball! These Stocks Will Make you Rich in 2024.
Forecasting the future performance of stock markets is a ritual among financial experts, but often it leads to a realization…
This Too Shall Pass: On Noise vs. Fundamentals
In the rollercoaster ride of the 2020 market crash, it felt like the financial markets were the epicentre of our…
What Am I Paying You For?! Analysis vs. Forecasting
Let’s face it: when it comes to choosing investments, we’re suckers for a good track record. There’s something irresistible about…
Understanding Your Current Spending Habits: The First Step to Financial Freedom
In the journey towards financial freedom, the first step is often the hardest: understanding and controlling your spending habits. This…
Mastering the Poker Mindset: How to Apply It for Success in Life and Wealth Building
In this blog, we explore the notion that everything can be seen as a game of skill if we keenly…
Segal’s Law: the Art of Discerning Credible Information in Modern Markets
In today’s digital age, information is abundant, readily accessible, and inundates us from every direction. Yet, amidst this information deluge,…
Unpacking Goodhart’s Law: How It Shapes Our Perception of Success and Impacts Society’s Values
In the pursuit of setting benchmarks and achieving targets, we often encounter a paradox: Goodhart’s Law. This principle, initially formulated…
Hotelling’s Law: Uniqueness in Wealth Creation and Personal Fulfilment
In the bustling landscape of industries like burgers, music, and politics, a curious phenomenon known as Hotelling’s Law prevails. This…
Herostratic Fame: The Psychology Behind Seeking Attention and Its Impact on Financial Behaviour
In the annals of history lies the tale of Herostratus, a man who, in 356 BC, set fire to the…
Cultivating Wealth: Mastering Execution in Financial Planning
Execution is the true force behind the realization of ideas. While ideas hold value, it’s the execution that brings them…
Unlocking Success: Becoming a High Agency Person for An Improved Life
In the quest for personal development and financial success, there’s a key trait that stands out: high agency mentality. Imagine…
Should You Buy Your Home or an Investment Property First?
Becoming a millionaire is a common financial aspiration for many, and real estate investments often play a pivotal role in…
Becoming the First Millionaire in Your Family
Becoming the first millionaire in a family is an ambitious yet achievable goal that many aspire to attain. It’s a…
Unlocking Life’s Currencies: A Thought Experiment in Character Assessment
Imagine having the opportunity to invest in a friend and receive 10% of their income for life. Buffett posed this…
Mastering the Art of Nudging: A Roadmap to Better Habits and Wealth Creation in Personal Finance
Coined in the eponymous book, nudging has transcended the realms of econ nerds and psychology buffs, leaving an indelible mark…
The Wisdom of Consistency: Creating a Life of Success, Fulfillment, and Wealth
Imagine a life where you consistently make progress towards your goals and desires. A life where success, fulfillment, and wealth…
Unlocking Success: Understanding and Applying the Dynamic Triangle in Life and Financial Planning
In the world of psychology and self-improvement, there’s a powerful concept known as the dynamic triangle. This concept, rooted in…
Navigating Wealth: Understanding Naval Ravikant’s Philosophy
In a world where the pursuit of money and status often takes center stage, Naval Ravikant’s philosophy of seeking wealth…