financial planning

The Road Less Travelled

Jeff Bezos, founder, chairman, CEO, and president of Amazon is one of the richest men in the world. In a meeting with Warren Buffett, he asked America’s most prolific investor, “Your investment thesis is so simple. You’re one of the richest guys in the world, and it’s so simple. Why doesn’t everyone just copy you?” Warren Buffett responded …

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Accept Reality

During the 2023 holiday season, I had a lightbulb moment while playing board games with my family. For the first time in a long while, I felt truly happy, not worrying about the past or the future, just enjoying the now. This was a big deal for me, someone who’s usually wrapped up in anxiety …

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Margin Of Safety

One of my favourite Benjamin Graham investment quotes is, “The purpose of the margin of safety is to render the forecast unnecessary.” There so much insight and wisdom distilled into that eloquent line. The major point about the margin of safety is that it removes the speculator’s need to predict the future, thus turning that speculator …

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Your Win Is Not My Failure

The concept of “the game of life” is frequently mentioned in our society, suggesting that success hinges on wealth, beauty, prestigious connections, and raising high-achieving children. This perspective turns life into a competitive race, emphasizing status and accomplishments over the essence of living. However, this comparison-driven outlook is fundamentally flawed. Life, in its richness and …

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For Richer Or For Poorer

For many newlyweds, the thrill of starting a life together comes with the daunting task of merging finances. It’s a crucial step that, if navigated wisely, can lead to a harmonious and prosperous future. However, without clear guidance, it’s easy to feel lost in the sea of financial decisions waiting to be made. This guide …

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Saving vs. Investing

Understanding the distinction between saving and investing is fundamental to achieving your financial objectives. Though these terms are often used interchangeably, they serve distinct purposes in managing your finances. This guide aims to clarify these differences and provide practical advice on utilizing both strategies effectively. Saving typically involves setting aside money in secure and accessible …

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Buy Low, Sell High

Navigating the world of investing? It’s not just about picking stocks and watching them grow – it’s also about knowing how much risk you’re comfortable with. This is what we call risk tolerance. It’s a fancy term, but it’s really just about how you feel when the value of your investments goes up and down.  …

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What Is A Stock?

Venturing into the world of stock investments can be both exciting and daunting. Here’s a practical guide to help you understand the essentials of stock investing. 1. What Stocks Really Mean: Think of stocks as your small slice of a company. When you buy a stock, you’re essentially buying a piece of that company’s future …

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Clarity In Chaos

The ever-changing landscape of financial markets often compels us to fixate on the immediate: Why did the market dip by 2% today? What moves will the Fed make next? What are the key themes shaping the markets for the coming years? Such questions form the heartbeat of the investment sector. They fuel narratives, drive sales, …

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Taking the Scenic Route

Adopting a long-term investment strategy may seem counterintuitive. After all, how could doing less or paying less attention yield better results? This apparent simplicity is deceptive; embracing long-termism is theoretically straightforward but practically challenging. Our natural instincts and the environment around us constantly nudge us towards short-term decisions. Overcoming these impulses to focus on the …

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