Financial Independence

Take The First Step

Throughout my career, I’ve noticed a fascinating contradiction: the gap between what we know and what we actually do. I’ve come to realise that the most effective financial guidance must be rooted in an understanding of human behaviour, not just in number crunching, because humans are a strange bunch, endlessly intriguing and often unpredictable. It’s …

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Time Is Money

A question I get asked repeatedly by clients is, “What does time is money, mean”? Think of money as a way to save the hard work you’ve done so you can use it later. In other words, money is like saving time. You work, you save time (in the form of money), and then you use …

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Understanding Your Current Spending Habits: The First Step to Financial Freedom

In the journey towards financial freedom, the first step is often the hardest: understanding and controlling your spending habits. This journey is less about draconian cuts and more about awareness and smart choices. Let’s explore how to track, analyse, and adjust your spending habits to pave the way for a healthier financial future. The Story …

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Unlocking Success: Becoming a High Agency Person for An Improved Life

In the quest for personal development and financial success, there’s a key trait that stands out: high agency mentality. Imagine someone who possesses an unyielding determination to chart their course, someone whose actions defy societal norms, and someone who exudes adaptability and resilience in the face of challenges. These individuals possess a remarkable capacity for …

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Navigating Wealth: Understanding Naval Ravikant’s Philosophy

In a world where the pursuit of money and status often takes center stage, Naval Ravikant’s philosophy of seeking wealth stands as a refreshing and profound alternative. Naval, a prominent entrepreneur, investor, and thought leader, has shared valuable insights on how to build genuine wealth. This philosophy transcends the mere accumulation of money and the …

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Unlocking Success and Self-Improvement: Lessons from Steve Jobs’ “Bicycle for the Mind”

In 1983, during an Apple keynote address, Steve Jobs introduced a metaphor that would forever change the way we perceive technology. He referred to personal computers as a “Bicycle for the Mind“. This metaphor captures the idea that technology can be a tool to amplify our intellectual and creative abilities, much like a bicycle enhances …

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Demystifying the FIRE Movement: Achieving Financial Independence and Early Retirement

The Financial Independence, Retire Early (FIRE) movement has gained significant attention in recent years, promising a path to financial freedom and early retirement. But what exactly is the FIRE movement, why is it so appealing, who should consider embarking on this journey, and what financial aspects one should consider when planning it? What Is the …

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